Top 5 Car Accident

Insurance Repair Myths

When dealing with a car insurance repair after an accident, you will want more than just good coverage. A great insurance company will work with you to make sure you have everything you need in case of a collision. They will give you the opportunity to choose the auto body repair shop that you want, and not one that they require you to use. Not all insurance companies will offer that sort of freedom. There are times that an insurance company will be out for profit and will not have your best interest at heart.

Here are five of the top car insurance myths that some insurance companies may tell you and the real options you have when choosing a quality collision repair shop for your needs.

MYTH #1 – YOU MUST GO TO A PREFERRED AUTO BODY SHOP TO RECEIVE AN EASY ESTIMATE

This is something your car insurance might tell you, in the hopes that you will choose one of their preferred auto body repair shops. This is also untrue as many repair shops will offer a quick and free quote and can also provide estimates for damage. Preferred auto body shops are simply shops that are used often by car insurance companies for better rates and may also provide free quotes but not always better service.

top 5 car insurance myths

MYTH #2 – YOU CAN ONLY USE AUTO BODY SHOPS IN A COVERAGE NETWORK

Fortunately, this is also a myth. An insurance company can recommend a preferred shop, but you are in no way required to use an auto body shop in a specific location for your car accident insurance repair.

MYTH #3 – IF YOUR VEHICLE IS TAKEN OUT OF A COVERAGE NETWORK THE REPAIRS AREN’T GUARANTEED

An insurance company may only cover repairs for up to one year but a good auto body shop will offer warranties for much longer. North Star Collision Repair offers a lifetime warranty. They guarantee their repairs for as long as you own the vehicle, as long as you’re the original owner.

MYTH #4 – ADJUSTERS WILL ONLY EVALUATE DAMAGE IF TAKEN TO A PREFERRED AUTO BODY SHOP

This myth is to meant to convince you to choose the auto body shop that is preferred by your insurance company. Most insurance companies must provide an estimate within 72 hours no matter which auto body shop has been chosen for your car insurance repair.

MYTH #5 – YOU CAN ONLY RECEIVE A RENTAL VEHICLE UNDER SPECIFIC CONDITIONS

Some insurance companies cover rental vehicles. You may only receive lower discounts with rental companies that have an agreement with your insurance company. But the best auto body shops will have similar agreements to get you lower costs for a rental vehicle while yours is being repaired.

With these myths and their truths in mind, you should now be able to make an informed decision about choosing an auto body repair shop.

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